Passed away peacefully on Saturday 14th January, 2023 at Warrnambool.

Now reunited with her daughter Katherine in heaven.

Adored wife of Hector for 63 years.

Loving mum, mother-in-law, Nan and great Nan of Cheryl and Murray, Jeremy, Zac, Issy and Sidney, Maree and Geoff, Josh and Tom, Karen and Percy, Alex and Winston, Denise and Scott, Amelia and Eve, Peter and Karolyn, Nikita, Axel and James.

Aged 87 years.

We know you will be looking over us,

guiding and protecting us.

Tributes

1. To Peter, Karolyn and family, deepest sympathy on the loss of your mum, mother-in-law and Nan. It was a lovely send off. Gerard and the Geelong Garner Families

   GERARD N GARNER

   January 20, 2023 10:38 pm

2. Fond memories of our time with you all, when we were young & carefree.
   RIP Aunty Francy.
   Love to you all.

   Kerry Innes (Garner)

   January 20, 2023 10:42 am

3. To dear Hec, Cheryl, Maree, Karen, Denise, Peter & families we are so sad to hear of the loss of my much loved Sister Francie & our treasured Auntie may she rest in peace till we all meet again
   Deepest Sympathy from
   Clive Carroll, Warren & Sandra & all our family

   Clive Carroll & Family

   January 20, 2023 10:07 am

4. So sad to hear of the passing of Frances heartfelt condolences to Hector Peter Karolyn Nikita Axel James and the whole Family may Francie for ever rest in peace and may your fond memories thrive in your hearts and minds 🌟🌟
   Donna & Mark

   Donna Wigney

   January 19, 2023 12:31 pm

5. Fond childhood memories playing on the back porch with the girls, my thoughts are with you all on the passing of Francis

   Linda Hutchins (Brown)

   January 19, 2023 11:55 am

6. Dear Hec, Cheryl & Murray, Maree & Geoff, Karen & Percy, Denise & Scott and families, deepest condolences on the loss of your wife, mum, mother-in-law, Nan and great Nan. You are all in our thoughts and prayers at this difficult time. Gerard, Kerry & Brian, Maree & Sean, Cindy & Kent, Rosie and Paul, Naomi & Travis and the Garner families.

   May Francie rest in peace

   GERARD GARNER

   January 18, 2023 9:57 am

7. I have fond memories of working with Francie and Hec many years ago. I will always remember her strong nature and kind heart. Sending my condolences to the family for your sad loss. May she rest in peace.
   Philip Robilliard

   Philip Robilliard

   January 18, 2023 9:54 am

8. To Hec,Sheryl,Maree,Karen,Denise,Peter & Families.We have many long & loving memories of our dear Aunty Francie. We share your sadness at the loss of your wonderful & loving Wife & Mum.She will be lovingly remembered by all. Love from Darren,Helen,Kevin & Families.

   Kev Carroll

   January 17, 2023 10:11 am

9. Dear Hec Cheryl,Maree,Karen,Denise, Peter & family
   Our thoughts are with you on the passing of Frances.
   Love from Alison ,Des, Brooke & Rachel Cameron

   Alison Cameron

   January 17, 2023 9:03 am

10. To Maree & the McKinnon clan, I’d like to pass on my condolences to your family on the passing of your mum. My thoughts are with you at this very sad & hard time.
    Denise Dalton

    Denise Dalton

    January 16, 2023 11:40 pm

11. Maree thinking of you and your
    Family and this time of grief. Take care and may your mum rest in peace.
    Annette Hart.

    Annette Hart

    January 16, 2023 10:03 pm