CUMMINGS Joan Rita

Formerly of Nhill and Horsham.

Passed away suddenly but peacefully surrounded by family at Warrnambool on December 16, 2019.

Aged 75 years

Loved and loving wife of Jim.

Adored by her children Tash and Phil, and Fleur and her grandchildren Oscar and Julian.

In accordance with Joan’s wishes a private funeral is to be held.

Funeral NoticePrivate service